Protect What Matters Most, Powered by Simplinsur
Your mortgage is one of the biggest financial commitments you’ll ever make, and the right insurance can help protect everything you’ve worked so hard to build. Through our partnership with Simplinsur, you can access flexible insurance solutions designed to give you and your loved ones peace of mind.
What is Mortgage Protection Insurance?
Mortgage protection insurance is a way to safeguard your biggest financial commitment, your home. If something happens to you, it can help cover your mortgage balance, discharge fees, and penalties. It’s real protection that helps your family stay in the home you’ve worked so hard for.
Coverage applies in the event of:
- Death
- Certain critical illnesses (like cancer, stroke, or heart attack)
- Disability due to illness or injury
Think of it as a financial safety net, so your family doesn’t have to scramble if you’re suddenly unable to work or worse.
Learn below how life, disability, and critical illness coverage work, who they’re designed for, and how each option can help protect your home, your finances, and your peace of mind when life doesn’t go as planned.
Life Insurance
What it is:
Mortgage Life Insurance pays off your remaining mortgage balance in the event of your death, so your family can stay in their home without financial strain.
Who it’s for:
Homeowners who want to protect their family and assets
Individuals who don’t have other life insurance coverage
Anyone who wants the peace of mind of knowing their mortgage won’t become a burden
Benefits:
Your mortgage is paid in full if something happens to you
Tax-free benefit goes directly to the lender to clear the debt
Affordable coverage that’s easy to set up alongside your mortgage
How we help:
We’ll walk you through your options, answer any questions, and help you secure coverage through Simplinsur quickly and easily.
Disability Insurance
What it is:
Mortgage Disability Insurance helps cover your mortgage payments if you become disabled and can’t work due to illness or injury.
Who it’s for:
Homeowners who rely on their income to cover monthly payments
Self-employed individuals without employer-sponsored disability benefits
Anyone who wants an extra layer of protection for their finances
Benefits:
Replaces your mortgage payments while you recover
Helps maintain stability during difficult times
Coverage tailored to your mortgage balance and payments
How we help:
We’ll explain the details and help you choose the right coverage to protect your home and budget.
Critical Illness Insurance
What it is:
Critical Illness Insurance pays a lump-sum benefit if you’re diagnosed with a covered condition like cancer, heart attack, or stroke, so you can focus on recovery without worrying about your mortgage.
Who it’s for:
Homeowners who want financial security in case of serious illness
Families concerned about covering expenses during recovery
Anyone who wants to protect their home while focusing on their health
Benefits:
One-time, tax-free benefit to pay off or reduce your mortgage
Funds can also cover treatment, travel, or other costs
Peace of mind knowing you have a safety net
How we help:
We’ll walk you through the details and help you apply for coverage that fits your needs and budget.
Service Category
Life Insurance
Disability Insurance
Critical Illness Insurance
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