Navigating the complexities of finding the right mortgage amoungst the numerous programs offered in Canada can be daunting. But it doesn’t have to be that way. We’ve spent years fine-tuning our process to make this experience as simple and enjoyable as possible, from start to finish. You can be sure that our approach will be confidential and streamlined.
There are some people that treat a mortgage like a commodity. The only consideration they make is on the interest rate and the monthly payment. While certainly important, that is just one component which without a proper plan could end up costing them more in the long run. Thus, to find out your best options, here’s a sample of what you can expect when working with us:
1. DISCOVER: Let’s have a conversation so we can get to know you—and you get to know us too. Every good partnership begins with trust so we’ll discuss your situation, answer your questions, figure out your goals and talk about how we can achieve them. We remove the unknown by gathering as much information as possible up front. This way you can see what your options are actually going to look like and eliminate many potential surprises later on.
- Application: We’ll help fill out a mortgage questionaire in whichever way you’d like—online, or over the phone. This no obligation form gives our team some basic information to start determining which products and lenders may be a good fit for your situation.
- Documentation: We’ll go over your situation with a fine-tooth comb and get a better undersrtanding of your specific details. This is where you come in. You will team up with one of our Processors to collect items such as T4’s, Pay Stubs, Bank Statements, and Employment History.
2. REVIEW & PLAN: Here’s where things really start to get fun. During this phase, one of our accredited Mortgage Brokers will be working with you closely to match your vision to your goals. We use all of the information gathered to prepare strategies that support your story (what you are looking to acomplish and the best path forward). We never just quote rates and payments without first creating a plan that’s authentic to you and your needs. We take everything we’ve learned about you and use this as the basis for a custom mortgage reccomendation.
3. DELIVER: It’s go time. Time to flip the switch. Make this happen. It’s what we’ve been building towards since you first got in touch, and we don’t take it lightly. Once you are ready to get approved we maintain a high standard of communication ensuring you get a smooth, transparent mortage experience.
We have a veteran team that is especially equipped to handle all of the important details of your mortgage needs. Our process has been honed and battle tested over many years and hundreds of clients.
Because TALK is cheap. . .
There are a million reasons to want to own to your own home. And there are a million and one ways we’d like to help make home happen for you.
We’re Benchmark Mortgages in Edmonton, Alberta. But you should know we didn’t set out to be just like everyone else. That’s why we created a promise of a better mortgage and a better experience.
Hint: you’re going to love this…