First-Time Home Buyer Mortgages
Get Pre-Approved in Edmonton
Know your budget, understand your down payment options, and shop for your first home with confidence.
We’ll compare options from 30+ Canadian lenders and make sure you know what to expect every step of the way.
5,000+ First-Time Home Buyers Helped
Buy Your First Home With Confidence
30+ Lenders, One Brokerage
Your bank offers its own mortgage products. We compare options from 30+ Canadian lenders to find a mortgage that fits your finances and your plans.
Plain-Language Guidance
Down payments, closing costs, mortgage options and first-time home buyer programs. We break it all down so you understand what matters for your first home.
Local Edmonton Expertise
Buying in Edmonton, St. Albert, Sherwood Park or nearby? Our local team helps you understand your budget so you can start your home search with confidence.
Mortgage Advice You Can Trust
Licensed by the Real Estate Council of Alberta
Members of Alberta Mortgage Brokers Association
5,000+ First-Time Buyers Helped with Mortgage Approval
Proudly Serving Edmonton & Surrounding Areas
Ready to Take the First Step?
Know your budget. Understand your down payment. Buy your first home with confidence.
3 Simple Steps to Your Mortgage Pre-Approval
Start Your Application
Tell us about your income, savings, debts and home-buying plans. It only takes a few minutes to get started.
Review Your Buying Power
Our team reviews your information and helps you understand how much you may qualify for, your down payment options and other costs to plan for.
Shop With Confidence
You’ll have a clearer home-buying budget and know what comes next when you’re ready to make an offer.
Ready to See What Homeownership Could Look Like for You?
Start Your Mortgage Pre-Approval
Complete your mortgage application to give our team the information we need to review your buying power and next steps.
Prefer to Talk First? We're Here.
Buying your first home comes with a lot of questions. You don’t have to figure everything out before you call.
Talk to our team about your budget, down payment or what you need to do to get started.
Frequently Asked Questions
Yes. Many first-time home buyers purchase with less than 20% down. The amount you’ll need depends on the purchase price and your mortgage. We’ll help you understand the minimum down payment required and what that means for your budget.
You may have more options than you think. Depending on your situation, your down payment could come from savings, a gift from family, or even borrowed funds such as a loan or line of credit. We’ll walk you through the options available and how each one could affect what you qualify for.
There are programs and incentives that may make buying your first home a little easier, including options such as the FHSA. We’ll help you understand what may apply to you and how it could fit into your home-buying plan.
That’s exactly what a mortgage pre-approval can help you figure out. We’ll look at your income, debts, down payment and overall financial picture to help establish a realistic price range. That way, you can start your home search knowing what fits your budget.
It’s a great place to start. A pre-approval can give you a clearer picture of your buying power, down payment requirements and potential mortgage payments before you start seriously shopping. It can also help you focus your search on homes that fit your budget.
Start with us. You don’t need to have everything figured out before you apply. We’ll help you understand your budget, down payment options and next steps, then guide you through the mortgage process from pre-approval to possession day.
Your bank can only offer its own mortgage products. At Benchmark, we compare options from 30+ Canadian lenders to help find a mortgage that fits your finances and your plans. We also guide you through the process, explain your options in plain language, and help you understand what comes next.
Benchmark is a concierge-style brokerage serving Edmonton, Alberta & Kelowna, British Columbia. We create complete confidence in every mortgage by providing modern insights and stress-free solutions. Believe in Better ®