Worried About Your Mortgage Renewal?
You Have Options.
We’ll help you understand your mortgage renewal options and make a confident decision about what comes next.
Stay. Switch. Refinance.
Worried About Your Renewal?
You’re not alone. If your mortgage renewal is coming up and you’re concerned about a higher payment or simply unsure what to do next, we’ll provide a mortgage renewal review and explain your options clearly, with no pressure.
Has Your Financial Picture Changed?
If you’ve taken on debt, need more monthly breathing room, or want to access home equity, your renewal may be an opportunity to refinance to consolidate debt or restructure your mortgage.
Advice You Can Trust
Licensed by the Real Estate Council of Alberta
Members of Alberta Mortgage Brokers Association
5,000+ Clients Helped with Mortgage Needs
Proudly Serving Edmonton & Surrounding Areas
Stay. Switch. Refinance.
Unsure which is right for you? Click here to learn more about your options.
How it Works
Tell Us About You
Complete our short Renewal Intake Form and tell us about your current mortgage, your goals, and anything that’s changed.
Talk With a Broker
We’ll review your current mortgage and compare your renewal, transfer, and refinance options to see what makes the most sense for you.
Choose What’s Right
We’ll explain your options in plain language, answer your questions, and help you confidently choose what works best for you.
Take the Next Step
Start Your Renewal Review
Prefer to Talk First?
Frequently Asked Questions
A higher payment can be stressful, but you have options. A mortgage renewal review can help determine whether staying, switching lenders, or refinancing makes sense.
It’s worth comparing your mortgage renewal options before signing. Your current lender may still be the best fit, but a review can help you decide with confidence.
Stay means renewing with your current lender. Switch means transferring to another lender. Refinance means changing your mortgage, often to consolidate debt, improve cash flow, or access home equity.
Yes. You can switch mortgage lenders at renewal. We’ll compare your options and explain any costs or requirements so you can make an informed decision.
Potentially. Refinancing may help consolidate higher-interest debt, improve cash flow, and simplify payments. We’ll review your situation without judgment and help you understand your options.
No. You may be able to refinance before renewal, even if your renewal date is more than a year away. We’ll review potential penalties, available home equity, and your goals to determine whether refinancing now makes sense.
Benchmark is a concierge-style brokerage serving Edmonton, Alberta & Kelowna, British Columbia. We create complete confidence in every mortgage by providing modern insights and stress-free solutions. Believe in Better ®