Are you a First Time Homebuyer?
No Down Payment? No Problem!
Did you hear about our Skip The Down Payment Mortgage on 102.3 Now! Radio? If so, here's some GOOD news . . .
If you’re a first-time buyer, with good credit, and a good job with income, Benchmark may be able to get you a mortgage and into a home of your own.
Getting more info is easy. Call or text us at 780-800-5500.
Or, simply fill out the form and we will get in contact with you to share more details and determine if this is the right option for you.
Trying to Buy Your 1st Home? We Can Help!
No down payment saved up?
Getting enough of a down payment together can be a daunting task. Whether you have just started saving some moolah or are near the finish line but still just shy of the fully needed 5% down payment, we can help. Let us explain a unique program that can help you buy a home today with little or no downpayment from your own savings account.
Terms & Conditions Disclaimer: the advertised mortgage program is subject to a review of the borrower's income, credit, and underwriting guidelines of our lenders.
We've Got The Answer
How much of your down payment needs to be in your bank account right now? How long does it need to be in there? Are you allowed to use gifts as a portion of your down payment? What about using your RRSP? We will help you answer all of these questions and tons more! Book a time for one of our team members to contact you: Call Me Back
And don't forget to check out these additional resources here:
“As a first-time home buyer, the team at Benchmark put all my worries at ease. They explained everything perfectly and ensured I understood, and they helped me make a confident and informed decision. They were extremely transparent and knowledgeable about which direction the market was heading and they kept me in the loop the whole process. I would recommend them to anyone who asks me!
- Brittany E.
Don’t just take our word for it . . .
Believe in Better ®
We've helped lots of first-time homebuyers get into a home of their own with little or no money down in Edmonton, St. Albert, Sherwood Park, Spruce Grove, and other neighborhoods in Alberta. Like them, you may be able to take advantage of our Skip The Down Payment Mortgage solution. See our client reviews here: Google Reviews
Personal Service
We are your step-by-step guide to see if you qualify for our Skip The Down Payment Mortgage
Flexible Options
Less than 5% down? We've got options today so you don't have to wait because we know that one-size doesn't fit all.
Save Time
We'll show you solutions to buy your first home faster
Save Money
We get the best mortgage for you even with zero dollar down
Do you understand your total borrowing cost?
It may sound cliche, but it does not mean it’s not true. The devil is in the details. Check out this recent article on things to consider to avoid mortgage handcuffs.
As we all know, a mortgage is a legal contract between you and the lender, it’s important to understand that a mortgage comes with a variety of clauses designed to benefit the lender