Benchmark's Second Chance Mortgage™ is back!
Did you hear about Bob's mortgage woes on 102.3 Now! Radio? Do you want to see what joy feels like, too? Then be like Bob and call or text us at 780-800-5500 Or, simply fill out this form and we will get in contact with you.

But why should I reassess my mortgage options now?

Variable Rate Mortgage = Lower Payment
Need more room in your monthly budget? Lenders' are providing amazing discounts for variable-rate mortgages, and the payments don't change even if the prime rate does, making it a great time to explore big savings. Current market conditions may be giving you a second chance. Don’t wait!

Fixed Rate Mortgage = Peace of mind
Nobody fully knows where this market is headed! Recent increases to fixed rates, along with gas prices, groceries, and inflation don't have to keep you up at night worrying. Let's explore new mortgage options now, so you'll enjoy peace of mind if rates rise later. Let's talk!

Lower debts = Smart Cash Flow
Looking to consolidate debts to make your paycheque stretch further? Have a home renovation you’ve been wanting to do? Maybe free up some cash for the upcoming summer season? Whatever the reason, we've got options and cash-back solutions that can help. Now's the time to act!
BUYING A HOME? Did you know that we can secure an interest rate for you in case rates go up? We call this our Rate Freeze mortgage! In a rising rate environment, you can lock in and hold a rate for up to 120 days. Then you can rest assured that once you have found a home you’ll have the lowest rate available. Our Rate Freeze option provides security and peace of mind for the next four months while you hunt for that new pad.
MORTGAGE RENEWING? We've got clients breaking their existing mortgages to take advantage of today's rates, EVEN if their mortgage is not up for renewal for several months or next year. Exploring your mortgage options now could save you from renewing in what could be an even higher rate environment if you wait.
Say goodbye to rate angst, call or text us today. 780-800-5500
Terms & Conditions Disclaimer: any advertised variable or fixed interest rates are subject to the borrower's income, credit, property qualifications, and underwriting guidelines of the lender.
Don’t just take our word for it. Believe in Better ®
We've helped lots of homeowners take advantage of a lower rate mortgage in Edmonton, St. Albert, Sherwood Park, Spruce Grove, and other neighborhoods in Alberta. Like them, you may be able to take advantage of one of our exclusive cashback options and in some cases avoid having to pay out of pocket for your mortgage penalty. See our client reviews here: Google Reviews

Still worried about inflation? Need extra cash?
We hear you, and we have a solution in three simple steps:

Get informed.
If you have a current mortgage, find out your exact mortgage balance, maturity date, and penalty amount. If you're in the market to buy a home, call us so we can lock in a rate for you while you shop for home-sweet-home.

Talk to us.
Give us all the details of your current situation, and we will
assess everything for you. No strings attached.

Get a second chance!
We will work with you to determine your options, so that
YOU can make an informed decision. We want it to make
sense for you. Believe in Better ®
Need a little more information?
The Bank of Canada raised its key interest rate by 0.25% in early March, bringing the overnight interest rate to 0.5% and pushing the prime lending rate at big banks to 2.7%. On April 13th the key interest was raised by another 50 basis points increasing the prime rate at most lenders to 3.2%.
***Click on any of the images below to read even more insights from our Edmonton Mortgage Team.***
What is a second chance? An opportunity to try something again, a fresh start, or a do-over (or if you play golf consider it a mulligan). If you’re buying a home this year or even if you already have a mortgage, you need to talk to our team so we can outline the right strategy and provide the proper insights on how to succeed with the current market conditions.