Is it time for a checkup?
On paper, you might appear financially healthy, but what about your mortgage? At Benchmark, our Edmonton mortgage prescriptions consider everything from probability options, collateral and standard charge mortgages, IRD, and how the rate is calculated, so you can find the right mortgage that fits your long-term financial health.
And because we are so committed to finding the right mortgage solution for you, we have a FREE Guide that tells you exactly what the lenders look for, and how to increase your purchasing power.
The Doctor's orders for home buying
Learn more about:
- Who to consult for your mortgage prescription
- Who to speak to for the right diagnosis
- How to keep your finances in tip-top shape for lenders
- Know the documents you need to get that pre-approval faster
- What the banks won't tell you
- What to look for in the fine print
- Top 4 questions to ask your home inspector
Your Prescription: Our Free Ultimate Homebuyer's Guide
As Edmonton mortgage brokers, we’re here to help you understand the fine print, as well as any new mortgage rules, so you can avoid the adverse side-effects of homeownership. Get this must-have Guide now and save yourself time, money, and headache.
Your friendly neighbourhood mortgage brokers
Step 1, talk to us first! You need to understand how much you have in your pocket BEFORE you start searching MLS or tapping on that realtor.ca app.
Pre-approval and Pre-ceptions
What do lenders “see” when they look at you? Are you high risk? If you’re worried about credit, down payment or income there are strategies and options available to you.
Not all mortgages are created equal
Stop the rate-envy! What the banks won't tell you about when it comes to the “lowest” mortgage rates and how that can affect you in the future. AKA mortgage penalties.
There are lots of players involved in purchasing a home; lenders, realtors, lawyers, home inspectors, insurance agents, your best friends' opinion on the breakfast nook. Know who is involved at each stage.
"It all started when our old mortgage was way too high and with the economy being so slow, there was no way we could afford the ridiculous high payments on our house...Benchmark provided us with the best mortgage interest rate, dealt with our previous bank and penalty, they were always very professional, responded quickly to all our questions, and the best part is we are saving $400/month on our house. I would definitely recommend Benchmark to all my friends and coworkers."
~ Nataliya K.
More About the Team at Benchmark
We know there are a lot of people out there willing to offer you a mortgage on rate alone, but we didn’t set out to be just like everyone else…
Yes, we know it's on your mind. It's on ours too... mortgage rates
It's true, COVID-19 pushed interest rates to historic lows. Did you miss your chance to take advantage of low mortgage rates? The answer, most often, is no.